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DynaRaise

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Income Purification

Purify Your Income, Cleanse Your Wealth

Interest and other impermissible earnings can end up in any account or portfolio. Give them away responsibly — we channel every naira to verified causes and show you where it went.

  • Separate purification fund
  • Verified causes
  • Evidence-backed reports
Impermissible funds being purified
Tainted money turned into clean coins
What Needs Purifying

Income that should not be kept

  • Bank interest (riba)On savings, current and fixed deposit accounts.
  • Dividend purificationThe impermissible share of dividends from mixed companies.
  • Late-payment penaltiesCharges collected on late payments.
  • Impermissible business incomeEarnings from non-compliant lines or contracts.
  • It's disposal, not charity — given without seeking reward.
  • It must not benefit you in any way, including paying your own bills.
  • It doesn't count towards your Zakat or Sadaqah.
A team identifying, separating and allocating funds
How It Works

Four steps to cleaner wealth

  1. 1IdentifyTotal the interest and impermissible income on your statements.
  2. 2PurifyPay it into our purification fund, held apart from Zakat and Sadaqah.
  3. 3AllocateWe direct it to verified causes, following Shariah guidance.
  4. 4ReportDisbursements are tracked and documented with evidence of use.
Aid being handed to families in a community
Where It Goes

Turned into real help

Purification funds support public-benefit initiatives and individual appeals from verified fundraisers.

  • Individual appealsMedical bills, emergencies and hardship from verified fundraisers.
  • HealthcareTreatment and outreach for those who can't afford care.
  • Water & sanitationClean water and sanitation for underserved communities.
  • EducationSchools, learning materials and out-of-school children.
An organisation managing its funds on DynaRaise
For Banks & Institutions

A transparent channel for your impermissible income

Islamic banks and Shariah-conscious organisations use DynaRaise to allocate, disburse and report on their obligations under their own Shariah governance.

  1. 1Fund classificationYou identify the funds and the Shariah requirements that apply.
  2. 2Beneficiary identificationWe source and verify eligible beneficiaries and initiatives.
  3. 3DisbursementFunds are paid out with segregation and reconciliation per fund.
  4. 4Monitoring & reportingWe track outcomes and send periodic, evidence-backed reports.

Zakat and impermissible funds are kept as separate categories, with their own rules and records. Start with a pilot allocation.

Talk to us
FAQ

Common questions

A young plant growing

Start with a clean slate

Rid your wealth of what isn't yours to keep, and turn it into help for people who need it.

This page offers general guidance only and is not a religious ruling. Scholars differ on some details of income purification — please consult a qualified scholar or your Shariah adviser for your specific circumstances.